Communications servers; Computer application software for mobile phones; Computer communications software to allow customers to access bank account information and transact bank business; Computer e-commerce software to allow users to perform electronic business transactions via a global computer network; Computer hardware; Computer hardware for telecommunications; Computer networking hardware; Computer search engine software; Computer software for application and database integration; Computer software for communicating with users of hand-held computers; Computer software for controlling and managing access server applications; Computer software for wireless content delivery; Computer software for electronic communication, namely, for exchanging messages between computer networks and/or wireless telephone networks; Computer software platforms for electronic communication, namely, transfer of messages and data via a global computer network between computer networks and/or wireless telephone networks; Network access server hardware; Software for ensuring the security of electronic mail