Financial services, namely, providing prepaid account, stored value account, and credit and debit card services; Providing payment account and credit and debit card services; Providing stored value account and credit and debit card services; Electronic payment services, namely, electronic processing and transmission of bill payments and telephone bill payments including long distance, mobile phone, prepaid calling card, and mobile telephone minutes top up services; Electronic payments and transfers, namely, providing payroll payments, micropayments, allowance, person to person transfers, business to person transfers, person to business transfers, and business to business transfers; Financial management services; Mortgage brokerage services; Payment services, namely, electronic funds and currency transfer services; Electronic payments services, namely, electronic processing and transmission of bill payment data; Cash disbursement services; Travel insurance brokerage services; Transaction authorization and settlement services, namely, prepaid card authorization services and transmission of transaction data via telecommunication systems to and from financial institutions for processing, authorization, and settlement of credit and debit card transactions; Wireless electronic payment services, namely, providing debit, credit and prepaid account services by means of transponders which use radio signals to transmit the user's identification code to gasoline pumps or registers in order to automatically provide access to gasoline, food or merchandise while automatically charging purchases to the user's prepaid card; Insurance brokerage services; Consultation services relating to all the aforesaid services