Residential and commercial mortgage loan origination services, namely, providing a full line of lending programs of conforming loans and non-conforming loans for residential and commercial properties through a variety of lending institutions and programs, providing short term and long term financing on first or second mortgages, including loans involving multiple lenders; providing equity lines of credit, including the issuance by the lender of credit cards drawn against a borrower's existing equity; debt management consultation, namely, no cost consultations regarding the structuring of a borrower's debt into certain mortgage programs, ranging from simple pay-offs of existing credit card debt, to complex lines of credit for the acquisition of additional real properties into the borrower's portfolio; debt structuring through mortgage loan financing, namely, structuring existing and future debt through a variety of residential and commercial mortgage loan programs; lease purchase loan programs and financing for commercial equipment; venture capital services, namely, obtaining venture capital for qualifying business ventures and facilitating the coordination between lenders and borrowers