Banking and financial services, namely financial services in the nature of an investment security; money lending; providing online stored accounts in an electronic environment; investment fund transfer and transaction services; assisting others with the completion of financial transactions for stocks, bonds, securities and equities; issuance and management of certificates backed by loan portfolios which are subsequently managed to insure the integrity of the certificates; a total portfolio offering for high net worth clients consisting of both separate accounts and mutual funds for equity and fixed income investments; the purchase of residential mortgages on behalf of others and the issuance of mortgage-backed securities; and savings programs for youths for personal, business and commercial customers both in-person and online