Computer software used for reading, writing and encoding medical information onto smart cards; card with an embedded integrated circuit chip for storing personal, health or medical information which can be read by a computer, a device or a global computer network; computer software used to input, store, update, transfer, retrieve, print or write personal health or medical information to or from cards with or without an embedded integrated circuit chip; encoded smart cards and digitally encoded tokens containing programming used to transmit user authentication and user personal health data over global and local computer networks; computer software for managing a database in the field of healthcare; computer software for browsing and providing telecommunication connections to global and local computer networks and for user authentication, user security and database management; electronic data carriers in the form of card readers, namely chip card readers, electronic card readers, magnetic coded card readers and biometric card readers; computer software containing electronic databases in the field of healthcare for creating tabular ratings, generating reports, providing scorecards and analyzing consumer research and surveys; wallet-sized cards containing a computer-readable memory unit which may be electrical, magnetic or optical for storing personal, medical and financial data and associated security data and software, for maintaining and accessing a database of medical information for facilitating the provision of emergency and routine medical assistance and coordinating medical administration programs and networks