Financial services, namely banking, payment, credit card, debit card, charge card, prepaid card and stored value electronic services; stored value electronic purse services, providing electronic funds and currency transfer services, electronic payments services, prepaid telephone calling card services, direct deposit check cashing, cash disbursement services, check and money order issuance, and transaction authorization and settlement services, namely automatic teller machine services; provision of debit and credit services by means of radio frequency identification devices known as transponders; travel insurance services; cheque verification services; traveler's check issuance; electronic payment, namely, electronic processing and transmission of bill payment data for retail services; the provision of financial services for the support of retail services provided through mobile telecommunications means, including payment services through wireless devices; the provision of financial services for the support of retail services provided on-line, through networks or other electronic means using electronically digitised information; services in the accessibility, storage and utilisation of a store of digital information representing monetary value in hand-held technology accessible to use by an individual; on-line banking; financial services, namely investment fund transfer and transaction services provided over the telephone and by means of a global computer network