Computer software for use in relation to financial, banking, housing and insurance services which consists of host application, customer service interface and branch teller interface, the said computer software comprising a multicurrency general ledger as a feature, and including functions to support banking accounts and asset accounts, including loans, mortgages, agreed credit arrangements and temporary over-drafts and interface functions to support internet banking, interactive voice response, swift, clearing and regulatory reporting; magnetically encoded credit and debit cards

Services relating to finance affairs, monetary affairs and real estate affairs, namely, equity capital investments; monetary exchange, banking services, merchant banking, consultancy services in the field of banking, financial planning, financial management and payment services; provision of financial information via computer systems, providing information in the field of finance and banking services via the Internet; providing online stored value accounts in an electronic environment; electronic banking services and interactive electronic provision of financial and banking services via global computer networks, namely, financial analysis and consultation and online banking; stock exchange systems, namely, agencies for brokerage of securities trading in overseas securities markets and of transactions on commission of overseas market securities futures; financial statement preparation and analysis for businesses; financial evaluation for insurance purposes; financial portfolio management; fund investment; credit card services; debit card services, debit account services via a computer readable card; safe deposit box services; lending, namely, mortgage lending; security services, namely, guaranteeing loans; financial clearing houses; financial services, namely, assisting others with the completion of financial transactions for securities, cash management, organization of stock exchanges for the benefit of the trade of stocks and other financial values; financial research in the fields of fixed incomes, trading of equities, equity derivatives, swaps and options; electronic payment, namely, electronic processing and transmission of bill payment data; issue of traveler's checks; financial sponsorship in the field of cultural and sports events; real estate appraisal; financial valuation of real estate; real estate brokerage and agency services; leasing of real estate and real estate consultancy services