Computerized on-line retail store services and mail order catalog services by telephone featuring a full range of consumer household, personal and luxury goods and in the fields of travel, spa and health, restaurants and entertainment; computerized on-line ordering services through an interactive web site featuring pre-paid gift certificates of others; computerized on-line ordering services through an interactive web site featuring pre-paid gift certificates of others offered to members of a group who pool their money to purchase the gift certificates for a special person, group or event; advertising and promoting the goods and services of others through on-line ordering and cataloging of those goods and services; providing on-line commercial information directories regarding the source of the goods and services of others; providing database management and business consulting services for the management and administration of employee incentive award programs to promote on-the-job productivity and for employee recognition awards; providing database management and business consulting services for the management and administration of customer acquisition, rewards, retention, and incentive programs; providing an on-line computer database featuring trade information in the field of gift registration and gift giving programs and services involving members of a group who pool their money to purchase gift certificates, gift cards, greeting cards, gifts, general consumer merchandise and stored value cards; business management and administration of employee incentive award programs to promote on-the-job productivity and for employee recognition awards for others; business management and administration of customer acquisition, rewards, retention, and incentive programs for others