Banking services, namely business and consumer banking services, personal and business checking accounts, savings accounts, money market accounts, time deposits; automated teller machine, internet banking, check card and on-line transactions; retail and electronic banking and financial transaction services, namely internet banking, telephone banking, ATM and debit card services, direct deposit and automated clearing house transactions, credit cards services, wiring of funds, electronic fund transfers; providing purchase and redemption of US savings bonds; issuing money orders, cashier's checks and traveler's checks; installment, commercial and real estate loans; mortgage loan services, namely, residential mortgage, home equity, personal and consumer loans; fiduciary escrow accounts; trust services, namely personal and corporate investment and asset management services; consumer financial services, namely, checking accounts, savings accounts, certificates of deposit, individual retirement accounts, self-employed qualified retirement plans, financial research, financial planning, financial management; and safety deposit box services; insurance services, namely commercial and consumer underwriting services in property and casualty, life insurance, health insurance and annuities; cash management services; brokerage services, namely investment brokerage, insurance brokerage, and mortgage brokerage services; public sector banking services for municipalities, counties, states, school systems, and other public institutions and political jurisdictions; and administration of employee pension plan services