Banking and banking-related financial services in the fields of personal and business banking, namely, providing checking accounts, savings accounts, certificates of deposits, cash management and disbursement services, acceptance of deposits and loan payments; check cashing and check issuance; merchant card processing services; debit, credit and stored value card services; and electronic payment services, namely, electronic processing and transmission of bill payment data, bill payment services, and providing financial information by electronic means, all in International Class 36