Providing insurance claims processing and administration, namely, claims processing, claims adjustment, claim payment, and claim utilization review and management, claim policy adjudication; administration of pre-paid healthcare plan services, preferred healthcare provider plans, and patient reimbursement program services; providing financial information by electronic means, including electronic processing and transmission of bill payment data services; and electronic processing of insurance claims and insurance payment data; underwriting in the field of health insurance to determine plan eligibility; fiscal assessment and evaluation services; providing financial analysis services; providing financial investment in the field of healthcare and insurance agency services; risk management services in the field of healthcare-and providing financial information clearing houses; and actuarial services; but excluding the provision of voluntary benefit needs for administration of employee benefit insurance plans