Computer software, namely, data encryption software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; banking software for use in inter-bank bank card information switch and interchange systems; banking software for use in enabling bank cards or smart cards to interact with terminals and card readers; electronic devices, namely, computer hardware in the nature of encryption keys for use in creating digital certificates and digital signatures; devices, namely, card readers for reading cards and reading information stored in computer chips; downloadable electronic publications in the nature of pamphlets, brochures, newsletters, journals and magazines featuring information about financial and banking services; magnetically encoded charge cards, bank cards, credit cards, debit cards, payment cards, integrated circuit cards, namely, blank smart cards and magnetic identity cards and card readers and other electronic apparatus, namely, computer dial terminals, for verifying the authenticity of such cards for use therewith; cash registers; automatic vending machines; automatic ticket dispensers; automated teller machines; computerized point-of-sale machines for use as stand alone units to tally sales; money counting and automated paper money sorting machines; and false coin detectors