Magnetically encoded credit cards; magnetically encoded cash dispenser cards; bank cards being machine readable (encoded or magnetic); stored value electronic purse cards; encoded smart cards containing programming used to store financial and personal information; magnetically encoded pre-paid telephone calling cards; automatic teller machines; counterfeit money detectors; magnetic coded card readers; integrated circuit card readers; credit card processing systems, namely, credit card terminals, downloadable electronic publication in the nature of magazines, booklets, newsletters or reports in the fields of banking, finance, economics, currency/securities/futures exchange, investments, and insurance; computer e-commerce software to allow users to perform business transactions via a global computer network; computer software for use in banking, management, research, analysis, advice, financial analysis and planning, financial information, financial projections, and compilation of market indices; computer software for use in payment systems, credit card systems, and on-line banking; computer software for use in trading of securities, currencies, options, foreign exchange, futures, funds, and commodities; computer software for use in insurance planning, analysis, computation, and transaction