Computer hardware and software system for facilitating business transactions, namely, electronic and non-electronic cash registers, time clocks, automated teller machines and point-of-sale terminals for use in dispensing cash and non-cash items, depositing of funds, payments of checks, and consummating a variety of electronic transfers of funds, calculating machines; data processing equipment, namely, data processors and computers; magnetic encoded cards; magnetic identity cards; magnetic data carriers containing recorded information and data related to electronic payments; computer software for the management of scannable product files and data; namely, file maintenance and pricing software for cash registers; computer software for use in cash registers, inventory management, and accounting, computer software utilities, computer software for text processing; computer software providing interfaces to a variety of point-of-sale devices for automatically transferring sales data from the point-of-sale to a central computer, for generating reports, for sending price look-ups, (PLUs), UPCs, departments and prices to cash registers, and for monitoring sales, purchase and inventory, for use in automating a store and the store manager's daily activities

Administration of payroll for others and payroll preparation

Financial processing services, namely, electronic cash transaction processing, credit card transaction processing; payroll services, namely, payroll tax debiting services

Electronic transmission of banking and financial information, communications by telephone by reception or by emission, by voice response and by electronic means; electronic transmission of secured messages and images by computer terminals