Financial services, namely providing debit cards, stored value cards, stored value travelers cards, payroll cards, and cash disbursements via electronic means, and electronic commerce, transaction authorization, transaction processing and settlement services; prepaid card purchase services; payment processing and bill processing services; electronic funds transfer, money transfers and international remittance provided via a global computer network and via automated telephone systems; collecting, reviewing, analyzing and reporting of financial information; electronic processing and transmission of bill payment data and financial transaction information by electronic means