INSURANCE SERVICES AND FINANCIAL SERVICES, NAMELY BANKING AND CREDIT CARD SERVICES; PROVIDING CREDIT CARD, DEBIT CARD, CHARGE CARD AND STORED VALUE PREPAID CARD SERVICES; REMOTE PAYMENT SERVICES; STORED VALUE ELECTRONIC PURSE SERVICES, PROVIDING ELECTRONIC FUNDS AND CURRENCY TRANSFER SERVICES, ELECTRONIC PAYMENTS SERVICES, PREPAID TELEPHONE CALLING CARD SERVICES, CASH DISBURSEMENT SERVICES, AND TRANSACTION AUTHORIZATION AND SETTLEMENT SERVICES; PROVISION OF DEBIT AND CREDIT SERVICES BY MEANS OF RADIO FREQUENCY IDENTIFICATION DEVICES VIA TRANSPONDERS; TRAVEL INSURANCE SERVICES; CHEQUE VERIFICATION SERVICES; ISSUING AND REDEMPTION SERVICES ALL RELATING TO TRAVELLERS CHEQUES AND TRAVEL VOUCHERS; THE PROVISION OF FINANCIAL SERVICES FOR THE SUPPORT OF RETAIL SERVICES PROVIDED THROUGH MOBILE TELECOMMUNICATIONS MEANS, NAMELY PAYMENT SERVICES THROUGH WIRELESS DEVICES; SERVICES IN THE ACCESSIBILITY, PROVIDING A STORE OF DIGITIZED ELECTRONIC INFORMATION REPRESENTING MONETARY VALUE ACCESSIBLE VIA HAND-HELD TECHNOLOGY ACCESSIBLE TO USE BY AN INDIVIDUAL; BILL PAYMENT SERVICES PROVIDED THROUGH A WEBSITE; ON-LINE BANKING