CLASS 36 (Insurance and financial) Insurance; financial affairs; monetary affairs; real estate affairs conducted across networks comprising referral networks, colloborative consumerism incentives as well as optimized networks to fund in one example insurance such as medical insurance; Explanatory Note This class includes mainly services rendered in financial and monetary affairs and services rendered in relation to insurance contracts of all kinds; Includes, in particular: services relating to financial or monetary affairs comprise the following: a; services of all the banking establishments, or institutions connected with them such as exchange brokers or clearing services; b; services of credit institutions other than banks such as cooperative credit associations, individual financial companies, lenders, etc;; c; services of "investment trusts," of holding companies; d; services of brokers dealing in shares and property; e; services connected with monetary affairs vouched for by trustees; f; services rendered in connection with the issue of travelers' checks and letters of credit; g; services of realty administrators of buildings, i;e;, services of letting or valuation, or financing; h; services dealing with insurance such as services rendered by agents or brokers engaged in insurance, services rendered to insured, and insurance underwriting services