Health care cost containment services in the field of workers' compensation, namely preparing business reports in the nature of the first reports of work-related injuries on behalf of employers; health care utilization and review services and file management of workers' compensation cases; health care cost containment services in the field of automobile insurance, namely, health care utilization and review, file management of the automobile insurance cases; business management and consulting in the field of workers' compensation, namely, providing information to clients and claimants on ways to contain and reduce costs of workers' compensation; billing services, namely, repricing medical bills to a state-specific fee schedule, to industry accepted usual and customary guidelines and to negotiated network provider rates, and electronic medical bill records management

Insurance administration services in the field of workers' compensation and automobile insurance; insurance claims administration