Financial and monetary services, namely Internet commerce services in the nature of electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet and for online and offline debit card accounts; electronic account services, namely providing on-line stored value accounts in an electronic environment; prepaid banking and online cash account services; financial transaction services involving payments to online and offline retailers, merchants and content providers using cash account information stored in a centralized database; electronic funds and currency transfer services; transaction authorization and settlement services; cash disbursement services; financial services for funding online cash accounts from prepaid cash cards, bank accounts and credit card accounts; debit card services; distribution and issuing of debit cards