FINANCIAL SERVICES, NAMELY, BANKING AND CREDIT CARD SERVICES; PROVIDING CREDIT CARD, DEBIT CARD, CHARGE CARD AND STORED VALUE PREPAID CARD SERVICES; REMOTE BILL PAYMENT SERVICES; STORED VALUE ELECTRONIC PURSE SERVICES, PROVIDING ELECTRONIC FUNDS AND CURRENCY TRANSFER SERVICES, ELECTRONIC BILL PAYMENT SERVICES, PREPAID TELEPHONE CALLING CARD SERVICES, CASH DISBURSEMENT SERVICES, AND TRANSACTION AUTHORIZATION AND SETTLEMENT SERVICES; PROVISION OF DEBIT AND CREDIT SERVICES BY MEANS OF RADIO FREQUENCY IDENTIFICATION DEVICES KNOWN AS TRANSPONDERS; TRAVEL INSURANCE SERVICES; CHEQUE VERIFICATION SERVICES; ISSUING AND REDEMPTION SERVICES ALL RELATING TO TRAVELLERS CHEQUES AND TRAVEL VOUCHERS; PROVIDING FINANCIAL SERVICES THROUGH WIRELESS DEVICES FOR THE SUPPORT OF RETAIL SERVICES, NAMELY, PROVIDING MULTIPLE PAYMENT OPTIONS BY MEANS OF CUSTOMER-OPERATED ELECTRONIC TERMINALS AVAILABLE ON-SITE IN RETAIL STORES; PROVIDING FINANCIAL SERVICES THROUGH NETWORKS OR OTHER ELECTRONIC MEANS USING ELECTRONICALLY DIGITIZED INFORMATION FOR THE SUPPORT OF RETAIL SERVICES, NAMELY, PROVIDING MULTIPLE PAYMENT OPTIONS BY MEANS OF CUSTOMER OPERATED ELECTRONIC TERMINALS AVAILABLE ON-SITE IN RETAIL STORES; ELECTRONIC COMMERCE PAYMENT SERVICES PROVIDED VIA HAND-HELD DEVICES, NAMELY, ESTABLISHING FUNDED ACCOUNTS USED TO PURCHASE GOODS AND SERVICES ON THE INTERNET; BILL PAYMENT SERVICES PROVIDED THROUGH A WEBSITE; ON-LINE BANKING