Computer hardware and software system for facilitating business transactions, namely electronic and non-electronic cash registers, time clocks, automated teller machines and point-of-sale terminals for use in dispensing cash and non-cash items, depositing of funds, payments of checks, and consummating a variety of electronic transfers of funds, apparatus for recording, transmission or reproduction of sound or images, namely, computers, telephones and digital data processors; automatic vending machines and mechanisms for coin-operated apparatus; calculating machines; data processing equipment, namely, data processors and computers; magnetic encoded cards; integrated circuit cards; magnetic identity cards; microprocessors; magnetic data carriers containing recorded information and data related to electronic payments; computer software for the management of scannable product files and data; namely, file maintenance and pricing software for cash registers; computer software for use in cash registers, inventory management, and accounting, computer software utilities, computer software for text processing; computer software providing interfaces to a variety of point-of-sale devices for automatically transferring sales data from the point-of-sale to a central computer, for generating reports, for sending PLUs, UPCs, departments and prices to cash registers, and for monitoring sales, purchase and inventory, for use in automating a store and the store manager's daily activities

Financial processing services, namely electronic cash transaction processing, credit card processing and payroll services

Electronic transmission of banking and financial information, communications by telephone by reception or by emission, by voice response and by electronic means; electronic transmission of secured messages and images by computer terminals