REMOTE ACCESS SERVICE AND SECURITY SYSTEM FOR COMPUTER NETWORKS CONSISTING OF HAND-HELD REMOTE-CONTROL DEVICE AND COUPLER; HAND-HELD REMOTE CONTROL UNIT IN THE NATURE OF A MICROCOMPUTER FOR CONSUMER INTERACTIVE AND NON-INTERACTIVE PARTICIPATION IN MULTIMEDIA PROGRAMS AND EVENTS AND FOR INTERFACE IN DUAL-TONE MULTI-FREQUENCY TELEPHONIC TRANSMISSIONS; ELECTRONIC AUTHENTICATION PRODUCTS FOR AUTHENTICATING USERS FOR PURPOSES OF INGRESS, EGRESS, AND ACCESS, NAMELY COMPUTER SOFTWARE, COMPUTER HARDWARE, COMPUTER PERIPHERALS, AND MAGNETIC CODED CARDS AND TOKENS; COMPUTER SOFTWARE FOR USER AUTHORIZATION, SECURING SYSTEM ACCESS, PROVIDING COMPUTER SECURITY, AND SECURING DATA; CONTACT IMAGING DEVICE NAMELY CAPACITIVE BIO METRIC SCANNERS AND OPTICAL BIO METRIC SCANNERS FOR USE IN IMAGING OF PORTIONS OF A HUMAN BODY NAMELY FINGERPRINTS AND PALMS, PORTABLE BIO METRIC IMAGING DEVICE NAMELY FINGERPRINT IMAGER AND PALM PRINT IMAGER WITH WIRELESS COMMUNICATION; CAPACITIVE FINGERPRINT SCANNER; OPTICAL FINGERPRINT SCANNER; CAPACITIVE FINGERPRINT SCANNER WITH WIRELESS COMMUNICATIONS INTERFACE, CONTACT IMAGING DEVICE WITH PROCESSOR FOR IMAGING OF A PART OF A HUMAN BODY, PROCESSING THE IMAGE TO IDENTIFY A USER WITH THE IMAGES PORTION OF THE HUMAN BODY, AND A WIRELESS COMMUNICATION INTERFACE FOR PROVIDING AN ACCESS CODE NAMELY PASSWORD, AN ENCRYPTION KEY, OR A PIN TO HOST SYSTEM; SMART CARD INTERFACES AND SMART CARD READERS/WRITERS