All the following being data communication apparatus and equipment for use in networks of automated teller machines (ATMs), banks, financial institutions and/or electronic funds transfer point of sale/point of service POS electronic financial transaction terminals, namely-multiplexers, network routers, network hubs, data feed selector modules for enabling high speed, high quality digital data transmission over combined telecommunications circuits presenting a single user interface, network switches, telecommunication switches, network backup switches; network servers, communications servers; communications adaptors for local and wide area networks; electronic communications adaptors for interconnecting financial electronic networks; electronic adaptors for interconnecting automated teller machines or electronic funds transfer point of sale terminals together with financial institutional host networks; electronic communications adaptors for interconnecting networks using different communication protocols to Internet Protocol networks; electronic communications adaptors for networks using different protocols, featuring adaptors for Internet Protocol, integrated services digital networks, general packet radio service and cellular telephony networks, and mobil wireless radio frequency communications; Internet Protocol terminal adapters; replacement parts for the foregoing; computer software for use in the foregoing adaptors and adapters connecting computer network users, in networks of ATMs, banks, financial institutions and/or point of sale/point of service POS electronic funds transfer terminals; computer software for configuring and remote monitoring in networks of the foregoing apparatus and equipment within networks of ATMs, banks, financial institutions and/or point of sale/point of service POS electronic funds transfer terminals; computer software for remote monitoring of the foregoing apparatus and equipment, featuring monitoring and reporting on transactions, transaction performance, transaction statistics, transaction time, and transaction failures