Banking; investment bank services including investment management and consultation relating to initial public offerings; merchant bank services; financial services, namely, money lending and investment fund transfer and transaction services; stock brokerage; services of insurance companies, namely, life insurance underwriting, actuarial services, and intermediary services with regard to insurances, namely, claims adjustment in the field of insurance; insurance brokerage; administration of employee pension plans; consultation in the field of employee pension plans; investment management; investment consultation; financial management; loan financing; brokerage in stocks and bonds and on the commodities futures market; financial valuation of valuables, objects of art, precious metals, real estate, personal property; fiduciary and trustee services; administration of investment funds; fund raising for charitable purposes; savings and loans; foreign exchange transactions and foreign exchange arbitrage and trading in forward exchange rates; discounting, drawing, negotiating, accepting, guaranteeing and endorsing of promissory notes; issuance of bonds, warrants and documentary credits; transfer of funds; trading in ingots and other precious metals for third parties; safe deposit vault services; debt counseling services; mortgage loans; funds flow management and consultancy in that field; financing of forward commodities; trading in forward transactions, in options and in fixed interest securities; financial management consultation; consultation and providing information with regard to the above, also via the Internet, external networks and by other electronic means