Financial services, namely, banking, payment, credit, debit, charge, cash disbursement, stored value, and point of transaction services; financial transaction settlement and authorization services; maintenance of financial records; electronic funds transfer and currency exchange services; purchaser and merchant authentication services for financial transactions; dissemination of financial information via a global computer networks; dissemination of information over global computer networks in the fields of financial security services, namely financial security over global computer networks and local area networks; financial consulting services relating to financial information security, secure communications and data encryption and decryption