FINANCIAL SERVICES, NAMELY BANKING AND CREDIT SERVICES; PROVIDING CREDIT CARD, DEBIT CARD, CHARGE CARD AND STORED VALUE PREPAID CARD SERVICES; ELECTRONIC COMMERCE PAYMENT SERVICES NAMELY, PROCESSING OF MICRO-PAYMENTS TO INTERNET RETAILERS, ELECTRONIC FUNDS AND CURRENCY TRANSFER SERVICES, ELECTRONIC PAYMENTS SERVICES,NAMELY, ELECTRONIC PROCESSING AND TRANSMISSION OF BILL PAYMENT DATA;PREPAID TELEPHONE CALLING CARD SERVICES, ELECTRONIC CASH TRANSACTIONS,NAMELY, CASH DISBURSEMENT SERVICES, TRAVEL INSURANCE SERVICES, NAMELY UNDERWRITING AND BROKERAGE OF TRAVEL CANCELLATION INSURANCE AND OF HEALTH, LIFE AND ACCIDENT INSURANCE FOR TRAVELERS; ELECTRONIC DEBIT AND CREDIT CARD TRANSACTION AUTHORIZATION AND VIATICAL SETTLEMENT SERVICES; PROVISION OF DEBIT AND CREDIT SERVICES BY MEANS OF TRANSPONDERS WHICH USE RADIO SIGNALS TO TRANSMIT THE USER' S IDENTIFICATION CODE TO GASOLINE PUMPS OR REGISTERS IN ORDER TO AUTOMATICALLY PROVIDE ACCESS TO GASOLINE, FOOD OR MERCHANDISE WHILE AUTOMATICALLY CHARGING PURCHASES TO THE USER'S CREDIT OR DEBIT CARD;TRAVEL INSURANCE UNDERWRITING SERVICES; CHEQUE VERIFICATION SERVICES;ISSUING AND REDEMPTION SERVICES ALL RELATING TO TRAVELLERS' CHEQUES AND TRAVEL VOUCHERS; FINANCIAL ADVISORY SERVICES RELATING TO ALL THE AFORESAID SERVICES