Systems controlled by data bearing records and data processing, financial, business practice, management or cost/price determination including but not limited to financial services including banking, bill payment services, credit card services, debit card services, cash disbursement services, prepaid card services offered through cards containing stored value, deposit access services, stored value services, point of sale and point of transaction electronic payment services, electronic funds transfer services, dissemination of information via a global network, providing micro-payment services for Internet content including electronic documents, photographs and information as well as vending machine payment systems, cashless use of amusement, arcade and casino gaming equipment, medical records and payment information retention, card issuing services, automated teller machine services, closed-system payment/reward system services, identification and entry/access