F& I outsourcing: we receive every deal from client dealerships and utilize our network of lending sources to maximize reserve revenue on finance contracts and actively contact non-finance customers for conversion purposes to further enhance dealer revenue. Warranty product sales: we actively solicit every dealer customer in an effort to gain additional revenue from the sale of various warranty products offered by premium providers. Internet strategy: we seek to expand our customer base and revenue through retail internet sale of applicable warranty products offered by premium providers.