Firstrade One Account offers a comprehensive asset management account that enables a client to combine their personal banking and brokerage activity into one consolidated account. Automatic sweeps the fund and features as following : Investement brokerage account Online access 24 hours a day 7 days a week Comprehensive check writing Visa Gold debit card with airmiles plus reward programs ATM access Expanded travel liability insurance (through VISA) ACH direct deposit and withdrawals Bill payment electronically Periodic payment system Tax-lot cost basis statement Realized/unrealized gains and losses for investment Cash management activity Income and expense summary Checking activity by expense code category Visa activity sorted by SIC