On-line retail, lending and credit services; advertising and marketing services, namely, promoting goods and services from around the world via computer networks, wireless networks, and global communication networks; business intermediary services for the sale and purchase, and lending and borrowing, of goods and services from around the world; retail sales and lending services provided by means of a global computer network; sales promotion for others; retail on-line department stores and convenience stores; computerized on-line ordering featuring general merchandise and general consumer goods and general services from around the world; providing an on-line commercial information directory; providing a searchable database in the field of business information available via a global computer network; dissemination of advertising for others via an on-line electronic communications network; providing a searchable on-line database featuring goods and services of others available for sale and rental from around the world; computer services, namely, providing search engines for locating information, resources and websites of others from around the world via a global computer network; providing a wide range of general information via a global computer network; assessing the credit worthiness of persons and companies; providing information about interest rates.