Financial analysis and consultation; mutual fund, unit trusts and investment trusts management, brokerage and investments; currency exchange, brokerage, quotations and advice; commodity exchange, brokerage, quotations and advice; derivatives exchange, brokerage, quotations and advice; home banking; providing banking services via websites on the Internet; securities brokerage; securities placement; securities and commodities underwriting services; private placement of debt and equity securities; stock exchange price quotations; stock and bonds brokerage; financial analysis; providing financial information in the nature of rates of exchange; financial research, namely, securities and financial services research; credit card services; debit card services; charge card services; and cheque guarantee services; banking; temporary loans, namely, margin lending; monetary exchange; savings bank services; investment services, namely, investment advice; financial management services; financial clearing houses; credit card verification via a global computer information network; credit inquiry and consultation, namely, electronic credit risk management services; electronic payment, namely, electronic processing and transmission of bill payment data; electronic funds transfer services, namely, debiting and crediting financial accounts; electronics banking services; issuance of stored value cards, charge cards, and debit cards; insurance services, namely, actuarial services, insurance administration, insurance brokerage, insurance consultation, insurance underwriting in the fields of life, health, accident, fire and marine