On-line financial services, namely providing customers via the Internet access to information and related data about their annuities, insurance policies and mutual fund accounts; the ability to provide or change account information and perform electronic funds transfers; electronic funds transfer services; information about annuities, mutual funds, and life, disability, long-term-care, and dental insurance; provide information on annuities, mutual funds, life, disability, dental, long term care and disability insurance products and services; banking services; and, financial planning services