FINANCIAL SERVICES; BANKING AND CREDIT SERVICES; PROVIDING PAYMENT CARD SERVICES, ELECTRONIC BILL PAYMENT AND PRESENTMENT SERVICES, PROVIDING STORED VALUE ELECTRONIC PURSE SERVICES; FACILITATING PERSON-TO-PERSON PAYMENT SERVICES THROUGH ELECTRONIC MEANS; PAYMENT SERVICES INVOLVING MICRO-PAYMENTS TO INTERNET RETAILERS, PROVIDING MERCHANTS AND CONTENT PROVIDERS WITH TRANSACTION INFORMATION STORED IN A CENTRALIZED DATABASE; PROVIDING MICRO-PAYMENT SERVICES FOR INTERNET CONTENT, INCLUDING ELECTRONIC DOCUMENTS, PHOTOGRAPHS AND INFORMATION; ELECTRONIC FUNDS AND CURRENCY TRANSFER SERVICES, ELECTRONIC PAYMENTS SERVICES, PREPAID TELEPHONE CALLING CARD SERVICES, CASH DISBURSEMENT SERVICES, TRAVEL INSURANCE SERVICES; TRANSACTION AUTHORIZATION AND SETTLEMENT SERVICES; PROVISION OF DEBIT AND CREDIT SERVICES BY MEANS OF RADIO FREQUENCY IDENTIFICATION DEVICES (TRANSPONDERS); TRAVEL INSURANCE SERVICES; CHEQUE VERIFICATION SERVICES; ISSUING AND REDEMPTION SERVICES ALL RELATING TO TRAVELLERS' CHEQUES AND TRAVEL VOUCHERS; ADVISORY SERVICES RELATING TO ALL THE AFORESAID SERVICES