Administration of employee benefit plans concerning insurance and finance; Consulting and information concerning insurance; Consulting services in the field of retirement plan administration and fiduciary compliance; Financial consultancy and insurance consultancy; Financial services, namely, a total portfolio offering for high net worth clients consisting of both separate accounts and mutual funds for equity and fixed income investments; Financial services, namely, providing an investment option available for variable annuity and variable life insurance products; Financial services, namely, wealth management services; Insurance consultation; Insurance services, namely, underwriting, issuing and administration of life insurance; Investment management of and distribution of annuities; Investment management of and distribution of variable annuities; Life insurance underwriting; Providing information and advice in the field of finance, financial investments, financial valuations, and the financial aspects of retirement