Computer software for processing electronic payments and transferring funds to and from others; authentication software for controlling access to and communications with computers that may be downloaded from a global computer network and/or recorded on computer media; magnetically encoded credit cards and payment cards; wired and wireless computer peripherals; mouse pads; computer hardware security devices

Financial services, namely, collection facilitation and information processing related to the fulfillment of financial obligations; providing payment services between purchasers and sellers of goods and services and between donors and charities, all via electronic communication networks; providing financial transaction processing services and financial information by electronic means via computer networks and global information networks, and monitoring financial transactions and evaluating the likelihood of fraud in the field of electronic fund transfer and payment processing services; providing a wide variety of payment and financial services, namely, processing and transmission of bills and payments thereof, bill payment services; all conducted via a global communications network