Computerized security services, namely, electronically monitoring, detecting and reporting on suspicious and abnormal patterns of point of sale activity which typically indicate problems such as theft, wrongdoing, training issues, or customer service issues; Identification verification services, namely, providing authentication of personal identification information; Identification verification services, namely, providing authentication of personal identification information via secure storage and transmitting such information via the Internet; Providing an interactive web site that facilitates the verification of a person's background credentials; Providing fraud detection services for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network