Computer software for financial modeling and benchmarking, stochastic modeling, evaluating jobs and benefit plans, creating and maintaining employee pay structures, evaluating employee performance, asset allocation, catastrophe modeling, quality assurance, and for modeling, recording, organizing, calculating, reporting, displaying, analyzing, evaluating, comparing, predicting, and updating actuarial data, financial data, business data, and human resources data, all for use in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, and/or quality assurance; downloadable electronic publications in the nature of periodicals, books, newsletters, reports, surveys, article reprints, memoranda, guides, manuals, and directories, downloadable podcasts, and downloadable video recordings, all in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, and/or quality assurance; computer software for internal business use by insurers, namely, software for financial modeling and benchmarking, stochastic modeling, asset allocation, catastrophe modeling, and for modeling, recording, organizing, calculating, reporting, displaying, analyzing, evaluating, comparing, predicting, and updating actuarial data and financial data; downloadable electronic publications, downloadable podcasts, and downloadable video recordings for use in business management by insurers, all in the fields of enterprise risk management, financial and regulatory reporting, mergers and acquisitions, corporate restructuring, marketing, financial modeling, pricing, and loss reserve requirements

Printed matter and publications, namely, periodicals, books, newsletters, reports, surveys, article reprints, memoranda, guides, manuals, and directories in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, and/or quality assurance; printed matter and publications for use in business management by insurers, namely, periodicals, books, newsletters, reports, surveys, article reprints, memoranda, guide, manuals and directories in the fields of enterprise risk management, financial and regulatory reporting, mergers and acquisitions, corporate restructuring, marketing, financial modeling, pricing, and loss reserve requirements

Business consultation services; consulting services in the field of business risk management; business consulting services in the fields of personnel and human resource management, workforce effectiveness, employee job evaluation, employer-employee communications, employee relocation, business and organizational management and operations, contingency planning, strategic planning, operations, mergers and acquisitions, organizational structure and reorganization, and marketing; information in business matters; assistance in management of business activities; outsourcing services; management and compilation of computerized databases; market analysis and research services; market reports and studies; conducting business research and surveys; preparing business reports; custom preparation of employer-employee communications materials in the nature of printed and electronic announcements, memoranda, books, reports, newsletters, guides, manuals, periodicals, and audio-visual presentations for others; business consulting services for insurers in the fields of business risk management, regulatory reporting, mergers and acquisitions, corporate restructuring, and marketing

Financial consulting services in the fields of financial risk management, financial services, investments, employee compensation and benefits, profit-sharing plans, stock purchase plans, savings, pension and retirement plans, and in the administration of health care, dental, and prescription drug plans; administration of employee compensation and benefit plans, profit-sharing plans, stock purchase plans, savings, pension, and retirement plans, and health care, dental, and prescription plans; financial research and information services; actuarial consulting and services; reinsurance brokerage services; financial consulting services for insurers in the fields of financial risk management, financial reporting, financial modeling, pricing, and loss reserve requirements

Educational services, namely, conducting workshops, seminars, and educational programs in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, and/or quality assurance; electronic non-downloadable publications, namely, periodicals, books, newsletters, reports, surveys, article reprints, memoranda, guides, manuals, and directories, non-downloadable podcasts, and non-downloadable video recordings, all in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, and/or quality assurance; educational services for insurers, namely, providing workshops, seminars and educational programs in the fields of enterprise risk management, financial and regulatory reporting, mergers and acquisitions, corporate restructuring, marketing, financial modeling, pricing, and loss reserve requirements; electronic non-downloadable electronic publications, electronic non-downloadable podcasts, and electronic non-downloadable video recordings for insurers, all in the fields of enterprise risk management, financial and regulatory reporting, mergers and acquisitions, corporate restructuring, marketing, financial modeling, pricing, and loss reserve requirements

Computer and information technology consultation; design, development, and implementation of computer hardware and software, databases, websites, and intranets; computer systems integration services; computer programming and computer modeling services, namely, computer simulation from computer programs for others; computer project management services; application service provider (ASP) services, namely, providing, hosting, managing, developing, and maintaining applications, software, web sites, and databases of others in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, and/or quality assurance; product development consultation; application service provider (ASP) services for internal business use by insurers, namely, providing, hosting, managing, developing, and maintaining applications, software, web sites, and databases of others in fields of enterprise risk management, financial and regulatory reporting, mergers and acquisitions, corporate restructuring, marketing, financial modeling, pricing, and loss reserve requirements

consulting in the field of workplace safety