Administration of consumer membership programs enabling participants to obtain discounts, savings and business information in the field of business finance products and services, namely anti-fraud computer technology, business financial and commercial reports, tax preparation services, legal assistance, consumer credit monitoring services and credit alert information, protection and assistance in the event of a theft of identity or lost or stolen credit cards and other personal identity documents, and printed business publications and reports

Providing credit inquiry in the nature of credit reports; monitoring consumer credit reports and providing an alert as to any changes therein; providing credit advisory for consumer credit report and credit report scores; credit consultation in the nature of assisting customers in notifying and filing complaints with authorities as to lost or stolen credit cards; check recovery services; insurance brokerage in the field of identity fraud insurance

Monitoring of Internet web sites, message board forums, internet relay chat rooms (IRC), blogs and other online locations for business or personal identity information and credit and debit card numbers for security purposes, and providing alerts as to any compromised information or any changes therein; monitoring of credit reports, the Internet, and public records, namely monitoring potential theft of and misuse of credit card or other business or personal information, to facilitate the detection and prevention of identity theft and fraud; customer assistance services, namely, consultation in the field of identity theft provided by telephone, e-mail, and on-line via the internet, in the field of preventing and assisting with repairing damage caused by identity theft and damage to credit history