Financial services, namely, credit card services, prepaid card services offered through cards with stored value, debit card services, electronic credit and debit transaction services, cash disbursement and cash replacement services rendered by credit card, electronic cash transactions, check verification services, check cashing services, point of sale and point of transaction services, transaction authorization and settlement services, electronic payment processing services, bank services, saving account services, money market account services, retirement account services, certificate of deposit account services, bill payment services; facilitating payment services, namely, credit card transaction processing services and debit card transaction processing services, and dissemination of financial information via a global computer network; electronic funds transfer services; providing financial information, namely, credit and debit card data and reports; credit risk management services; security brokerage services; mutual fund investment services; consumer lending services; insurance services, namely, providing information on insurance matters and insurance consultancy and advisory services regarding all of the foregoing services