Financial services, namely, banking services; internet and online banking services; personal and commercial banking services; savings account services; direct deposit services; deposit services; automated teller machine services; providing bank account information by telephone and other means; certificates of deposit; relationship banking services that offer customers the opportunity to receive a variety of money saving, wealth accumulation and convenience features; special deposit rate offers, special rates on savings accounts, and one combined account statement with links to customers' other accounts, including checking, savings, money market, certificates of deposit, lines and/or loans; financial planning; financial advisory services; financial management services; customized financial management; money market account services; retirement planning; college tuition planning; fund investment services in the nature of providing individual retirement accounts, and Uniform Gifts to Minors Act accounts; providing on-line financial calculators; health savings account services, namely, providing banking services and savings account administration for consumer-driven health care plans and defined contribution health care plans; custodial services, and trustee services for health savings accounts; investment management and distribution of annuities; providing interest rate protection against fluctuations in interest rates; submission and acceptance of electronic deposits via web-based portal; online cash management, financial account management, and financial information and investment reporting services; providing information in the fields of banking, finance, trusts, estates, investments, asset management, financial planning, and employee pension plans via the internet, global networks, telephone, facsimile or other means