Identity theft prevention and recovery services; recovery of financial loss guaranty for a sum certain; free annual credit reports; fraud alerts; black market data monitoring; mail list removal; United States Postal Service address verification; identity replacement; children's identity protection services; enhanced security checks; ink pen with anti-wash ink for check writing; document shred services; e-statements; comprehensive identity theft prevention and recovery website resources; contacting card providers if cards stolen; replacement of certain contents of stolen purse or wallet; check card (debit) with photo and signature; addition, deletion and incorporation of technological advancements in fraud and identity protection into the program; incorporation of updates and/or advancements in fraud and identity protection services into the program