Financial services, namely, credit card services; prepaid card services offered through cards with stored value; debit card services; electronic credit and debit transaction services; cash disbursement and cash replacement services rendered by credit card; electronic cash transactions; check verification services; check cashing services; point of sale and point of transaction services; transaction authorization and settlement services, electronic payment processing services; credit card and payment transaction authentication and verification services; banking services; bill payment and presentment services; facilitating payment services through electronic means via a global computer network; electronic funds transfer; providing financial information, namely, credit and debit card data and reports; electronic funds transfer services; credit management services; dissemination of financial information via a global computer network; and advisory services regarding all of the foregoing services