communications platforms and services, namely, electronic transmission of data via a global computer network; personal communications services through a unified communications platform, namely, electronic mail, instant messaging, text messaging, voicemail, peer-to-peer messaging, and voice over internet transmissions services; telecommunications services, namely, providing local, long distance and international transmission of voice, data, images, audio, video, and information by means of the internet; providing online chat rooms and electronic bulletin boards for registered users for transmission of messages concerning social networking and a virtual community; providing a communications platform that enables the connection of insurance beneficiaries and their families; providing communication services in the nature of text and voice messaging and electronic mail services used in an online virtual environment