Monitoring of credit reports, the Internet, and public records to facilitate the detection and prevention of identity theft and fraud; Identity theft monitoring, namely, monitoring of national databases for potentially fraudulent use of the enrolled member's name, date of birth, and social security number, and monitoring of data from all three credit bureaus, utilities and public records; Identity theft recovery, namely, consultation with identity theft victim and preparation of documents compiled into an identity theft recovery kit; Identity theft protection services, namely, consultation in the field of Red flag compliance, namely, the rules created and passed by the Federal Trade Commission and the National Credit Union Administration to develop and to implement written identity theft prevention programs as part of the Fair and Accurate Credit Transactions Act of 2003, amendments thereto and successor laws thereof; Data breach solutions, namely, consultation in the field of data theft, namely, proactive data breach plan preparation, victim notification via direct mail, and call center support for consumer education regarding data breach