Financial services, namely, banking services; banking services, namely, provision of certificate of deposit accounts, checking accounts, savings accounts, money market accounts, commercial loans and consumer loans, credit card services and electronic credit card transactions; financial services, namely, commercial and consumer financing; real estate and mortgage brokerage; trust, estate, and fiduciary management, planning and consulting; financial investment services in the field of securities and mutual fund investment; brokerage services in the field of securities, investment funds, commodities, future markets, and foreign exchange; on-line brokerage services in the field of securities, investment funds, commodities, futures markets, and foreign exchange; trading services, namely, commodity and securities trading and investment services for others, and on-line commodity and securities brokerage and securities trading services for others; investment advisory and consulting services; securities brokerage and securities trading services for others; electronic payment services, namely, electronic processing and transmission of bill payment data; providing secure financial transactions for electronic processing of electronic cash transactions, electronic credit card transactions, electronic debit transactions, electronic check processing transactions and electronic transmission of bill payment data via a global computer network; insurance services, namely, underwriting and brokerage of property, casualty and life insurance policies and annuity contracts; investment services, namely, asset management services; financial evaluation for insurance purposes; financial services, namely, savings programs for youths; insurance and financial information and consultancy services