arranging and conducting incentive reward programs to promote the sale of banking services, credit card accounts [ and debit card accounts ] ; business information services, namely, providing customized company and industry performance analysis in the field of banking, finance, investments and insurance; providing business information in the field of company and industry performance; accounts receivable management services; accounts receivable services; administration and reconciliation of accounts on behalf of others; administration of business payroll for others; preparation of financial reports for others, namely, provision of consolidated reports and document images of banking and financial activity