Financial services, namely, bill payment services; credit card, debit card and prepaid card transaction processing services, namely, authorization, settlement, verification, clearing and reconciling of credit card, debit card and prepaid card transactions; electronic bill payment processing services; financial settlement and authorization services relating to payment card transactions; payer authentication services, namely, provision of services relating to the authentication of cardholders, merchants and banks for payment card transactions; electronic funds transfer and currency exchange services; dissemination of financial information via the Internet and other computer networks; cash disbursement services; payment transaction authorization and settlement services; provision of financial information processing services by means of a global computer network; provision of a wide range of information and analysis to financial institutions by electronic means in connection with credit, debit, and other payment cards