Magnetically encoded cards for carrying data, namely, cards containing data to verify an individual's identity, charge cards, cash cards, bank cards, check cards, credit cards, debit cards, and cards for use with Automated Teller Machines (ATM); multifunction cards for financial services, namely, magnetically encoded credit cards, magnetically encoded debit cards, magnetically encoded cards for use with Automated Teller Machines (ATM), and magnetically encoded cards for identifying users of computers and Automated Teller Machines (ATM); downloadable computer software used in the provision of insurance, finance, banking and credit card services; computer software to enable searching of data, namely, search engine software; telecommunications apparatus, namely, modems to enable connection to online databases, computer networks and the Internet; hand-held devices for payment and value exchange services and for enabling processing of other personal information services, namely, magnetic coded card readers and personal digital assistants used for payment and value exchange services and for other personal information services; magnetically encoded security access cards, magnetically encoded identification cards, magnetically encoded integrated circuit cards and magnetically encoded pre-paid telephone calling cards; ATM machines and electronic point of sale card readers; remote access devices for enabling retailers to accept and verify payment for goods by credit card, namely, electronic machines for reading credit cards and recording financial operations; blank magnetic data carriers; computer communications software to allow customers to access bank account information and transact bank business and computer software, namely, electronic financial platform that accommodates multiple types of payment and debt transactions and computer search engine software to enable the searching of data banking and finance; digital or electronic publications, namely, newsletters, magazines, periodicals, pamphlets and leaflets in the fields of insurance, finance, banking and credit card services available either prerecorded on CD-Roms or diskettes or as download

Paper, paper articles, namely, cards without magnetic coding in the nature of business cards, and advertising materials, namely, business cards, posters, and paper banners; printed publications, namely, newsletters, newspapers, magazines, pamphlets, leaflets, and periodicals in the fields of insurance, finance, banking, and credit card services; check books; blank plastic cards not magnetically encoded; printed plastic informational cards not magnetically encoded in the field of financial services

Accounting services; bookkeeping services; personnel payroll services, namely, wage payroll preparation and administration of business payroll into bank accounts for others; company registration services, namely, registering ownership of stocks and bonds; business appraisals, inquiries, investigations, research and business management consulting advice; advertising and promotional services and related consulting and providing business information relating to the foregoing; business and commercial information services, all provided on-line from a computer database, computer network, global computer network or the Internet; business management services; business advisory services; compilation of directories for others for publishing on global computer networks or the Internet; publication of publicity material; compilation of advertisements for others for use on or as web pages or web sites on global computer networks or the Internet; provision of space on web sites for advertising goods and services; business administration services for the processing of sales made on the Internet; business planning; market analysis and research; collection and composition of business information, data, statistics and indices; data processing; business advisory, consultation and information services related to the foregoing; online publication of publicity texts

Financial services, namely, financial consulting services; banking services; money transfer services; electronic bill payment services; automated banking services; home banking, namely, banking services accessed via a personal computer and a global computer network connection; internet banking; savings account services, namely, providing savings accounts and credit rebuilder savings accounts; bill payment services; bill payment and credit agency services; credit card, debit card, charge card, cash card and bank card services, namely, financial services, namely, funding online cash accounts from prepaid cash cards, bank accounts and credit card accounts; cash management; safe deposit services; financial clearing house services for bankers; accounts payable debiting services; maintaining escrow accounts for investments; check cashing services; financial investment brokerage services; automatic cash dispensing services, namely, automatic teller machine banking services; insurance services, namely, insurance brokerage and agency services in the fields of credit insurance, life insurance, home insurance and medical insurance; financing of loans; providing loans in the nature of arranging of loans; financial investment services in the fields of securities and real estate securities; capital investment services; trustee services in the nature of estate trust management; financial management services; brokerage and agency services in the field of bonds and securities; financial consultation services; investment advice; financial guarantees services, namely, surety services; providing financial analysis and preparing financial reports for others in the field of financial information; financial information processing; financial information provided via electronic means; financial research services; financing services, namely, securing funds for others; financial advisory services; business brokerage services pertaining to procurement, buying, selling and tendering financial information and credit information for others; administration of financial affairs, namely, financial administration of retirement plans for others; computerized financial services, namely, online banking services, online securities trading and electronic monetary payments, namely, electronic processing and transmission of bill payment data; electronic monetary commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; advice and inquiries regarding credit services for the provision of credit; financial services for the provision of credit in the nature of issuing letters of credit; providing credit agency services for businesses and individuals; banking services in the nature of acceptance of deposits for savings; discount of bills and notes, namely, discount securities brokerage services; domestic currency exchange; financial liability guarantee services; bill consolidation services, bill payment services, mortgaging of securities for others; banking services in the nature of acceptance of deposits; cash flow services, namely, providing notes at a discounted rate in return for ownership of the note; commercial paper transactions, namely, underwriting and administration of commercial liability guarantee insurance, providing loans secured by commercial paper, acquisition and transfer of monetary claims; trustee services, namely, trust management accounts; trusteeship of money, namely, estate trust management; brokerage of futures contracts; trusteeship of securities, monetary claims, personal property, land, land fixture surface rights and land leasing rights namely, trustee services for securities, monetary claims, personal property, land, land fixture surface rights and land leasing rights; money exchange, foreign exchange transactions, currency exchange services, travelers check issuance services; issuance of letters of credit; securities trading; brokerage of index futures, securities options, overseas market securities futures; underwriting securities; securities brokerage services; providing stock market information, life insurance brokerage, life insurance underwriting, insurance actuarial services; mortgage lending services; pension services in the nature of administration of employee pension plans; financial sponsorship of sports, sports teams and sporting events; financial advisory, consultancy and information services relating to all of the aforesaid services