Charitable fund raising; banking services, namely, insured deposits, commercial and personal checking and savings, small business checking, certificates of deposit, credit card services, ATM banking, travelers checks, safe deposit boxes; merchant services, namely, merchant charge card services, SBA loans, small business charge cards, commercial money market accounts; financial and lending services, namely, financial planning services, commercial, construction, real estate and small business loans and working capital lines of credit, mortgage loans, administration of employee pension plans and individual retirement accounts, premium installment savings accounts, savings bonds; international banking services, namely, collection of debts, letters of credit, electronic funds transfers, export, pre-export and import financing, foreign currency exchange; and interstate banking services