SCIENTIFIC, NAUTICAL, SURVEYING, PHOTOGRAPHIC, CINEMATOGRAPHIC, OPTICAL, WEIGHING, MEASURING, SIGNALING, CHECKING IN THE NATURE OF SUPERVISION, LIFE-SAVING, AND TEACHING APPARATUS AND INSTRUMENTS, NAMELY, MICROSCOPES, DIRECTIONAL COMPASSES, PROTRACTORS, CAMERAS, MAGNIFYING GLASSES, TELESCOPES, GRADUATED RULERS, EMERGENCY FLARES, PHOTOGRAPHIC CAMERAS, CINEMATOGRAPHIC CAMERAS, OPTICAL LENSES, SCALES, MEASURING TAPES, SIGNALING BUOYS, LIFE-SAVING RAFTS; APPARATUS AND INSTRUMENTS FOR CONDUCTING, SWITCHING, TRANSFORMING, ACCUMULATING, REGULATING OR CONTROLLING ELECTRICITY, NAMELY, ELECTRIC ACCUMULATORS, ELECTRIC TRANSFORMERS, ELECTRIC CURRENT SWITCHES, ELECTRICAL CONDUCTORS, VOLTAGE REGULATORS; APPARATUS FOR RECORDING, TRANSMISSION OR REPRODUCTION OF SOUND AND IMAGES; BLANK MAGNETIC DATA CARRIERS; BLANK RECORDABLE OPTICAL DISCS; AUTOMATIC VENDING MACHINES AND MECHANISMS FOR COIN- OPERATED APPARATUS; CASH REGISTERS, CALCULATING MACHINES, DATA PROCESSING EQUIPMENT AND COMPUTERS; PORTABLE TELEPHONES; MOBILE TELEPHONES INCORPORATING CAMERAS AND VIDEO CAMERAS; MOBILE TELEPHONES INCORPORATING TELEVISION BROADCASTING RECEIVING FUNCTIONS; MOBILE TELEPHONES INCORPORATING RADIO BROADCASTING RECEIVING FUNCTIONS; MOBILE TELEPHONES INCORPORATING IDENTIFICATION CARD FUNCTIONS; MOBILE TELEPHONES INCORPORATING CREDIT CARD FUNCTIONS; MULTIFUNCTIONAL MOBILE TELEPHONES; PERSONAL DIGITAL ASSISTANTS; ELECTRONIC AGENDAS; NAVIGATION APPARATUS FOR VEHICLES; COMPUTER PROGRAMS FOR MOBILE PHONE COMMUNICATION; COMPUTER GAME PROGRAMS; ENCODED MAGNETIC CARDS; BLANK SMART CARDS; OPTICALLY READ ENCODED MAGNETIC CARDS; PRE-PAID TELEPHONE CALLING CARDS, MAGNETICALLY ENCODED; MAGNETICALLY ENCODED CREDIT CARDS; MAGNETICALLY ENCODED IDENTITY CARDS; STRAPS FOR MOBILE TELEPHONES; HANDHELD COMPUTER TERMINALS; COMPUTER KEYBOARDS; KEYBOARDS FOR MOBILE TELEPHONES; KEYBOARDS FOR USE IN CONJUNCTION WITH MOBILE TELEPHONES; DISPLAY SCREENS, NAMELY, COMPUTER DISPLAY VIDEO SCREENS AND DISPLAY VIDEO SCREENS FOR TELEPHONES; HOLDERS FOR COMPACT DISCS; DESKTOP HOLDERS FOR MOBILE TELEPHONES; MICROPHONES; AUDIO SPEAKERS; TELEPHONE HEADSETS; MOBILE TELEPHONE ACCESSORIES IN THE NATURE OF HANDS FREE HOLDERS FOR MOBILE TELEPHONES, TELEPHONE HEADSETS, EAR PHONES, AND AUDIO SPEAKERS FOR MOBILE TELEPHONES; CAR KITS FOR THE ADAPTATION OF PORTABLE COMMUNICATION APPARATUS AND INSTRUMENTS FOR VEHICULAR USE, COMPRISING ANTENNAS, ANTENNA TRANSMISSION WIRES, ANTENNA ADAPTERS, CABLES, EARPHONES, HANDS FREE MICROPHONES, PHONE HOLDERS, SPEAKERS, CAR CHARGERS, DATA CABLES AND ELECTRICAL WIRES; CARDS WITH INTEGRATED CIRCUITS, NAMELY, SUBSCRIBER IDENTITY MODULE (SIM) CARDS FOR MOBILE TELEPHONES; CONTACTLESS CARD SYSTEMS, COMPRISED OF A CREDIT CARD SIZED-CARD FEATURING AN INTEGRATED CIRCUIT CHIP AND BATTERY WHICH IS READ BY A CONTACTLESS READING MACHINE FOR USE AS RAILWAY TICKETS, CREDIT AND IDENTIFICATION CARDS; BUILDING SECURITY SYSTEMS COMPRISING SOFTWARE AND HARDWARE FOR PROVIDING PICTURE, VIDEO, ALARM STATUS, BUILDING PLANS, AND OTHER INFORMATION TO A REMOTE STATION; PERSONAL SECURITY ALARMS; FIRE ALARMS; ELECTRONIC WARNING ALARM BELLS; REMOTE CONTROL TELEMETERING MACHINES AND APPARATUS; ACCESS CONTROL AND ALARM MONITORING SYSTEMS; PORTABLE AND HANDHELD DIGITAL ELECTRONIC DEVICES FOR RECORDING, ORGANIZING, TRANSMITTING, MANIPULATING AND REVIEWING TEXT, DATA, AND AUDIO FILES; INFRARED DATA TRANSMISSION APPARATUS; ELECTRIC CABLES, KEYBOARDS, AND RADIO TRANSMITTERS FOR PORTABLE AND HANDHELD DIGITAL ELECTRONIC DEVICES FOR RECORDING, ORGANIZING, TRANSMITTING, MANIPULATING, AND REVIEWING TEXT, DATA, AUDIO, IMAGE, AND VIDEO FILES; COMPUTER SOFTWARE FOR PORTABLE AND HANDHELD DIGITAL ELECTRONIC DEVICES FOR RECORDING, ORGANIZING, TRANSMITTING, MANIPULATING, AND REVIEWING TEXT, DATA, AUDIO, IMAGE, AND VIDEO FILES; COMPUTER DOCKING STATION; FITTED PLASTIC FILMS KNOWN AS SKINS FOR COVERING AND PROVIDING A SCRATCH PROOF BARRIER OR PROTECTION FOR ELECTRONIC DEVICES, NAMELY, MOBILE TELEPHONES; BATTERIES, ELECTRIC; BATTERY CHARGERS FOR USE WITH TELEPHONES; TIME CLOCKS; VOICE RECOGNITION SYSTEM COMPRISED OF MICROPHONES, AUDIO SPEAKERS AND VOICE ANALYSIS SOFTWARE; REMOTE CONTROLLED ELECTRONIC LOCKS; BIOMETRIC IDENTIFICATION SYSTEM COMPRISED OF COMPUTER HARDWARE, MICROPHONES, AND FINGERPRINT SCANNERS; FACIAL RECOGNITION SECURITY DEVICES; AUTOMATED SECURITY GATES; BARCODE SCANNERS; COMPUTER SOFTWARE FOR GENERATING BAR CODES; ELECTRONIC PAYMENT TERMINALS; RADIO FREQUENCY IDENTIFICATION (RFID) TAGS; RADIO FREQUENCY IDENTIFICATION TAG READERS; GLOBAL POSITIONING SYSTEM; AVIONIC SENSOR SYSTEMS, NAMELY, NAVIGATION SYSTEMS; GLOBAL POSITIONING SYSTEM (GPS) CONSISTING OF COMPUTERS, COMPUTER SOFTWARE, TRANSMITTERS, RECEIVERS, AND NETWORK INTERFACE DEVICES; COMPUTER SOFTWARE FOR TRACING AND REPORTING EXPENSES

Management of financial records; credit card, charge card, cash card, check guarantee card, debit card, payment card, financial card and purchase card registration services; credit card registrations services; incentive award programs relating to the use of credit cards, charge cards, cash cards, debit cards, payment cards, financial cards, and purchase cards, to promote the sale of products and services of others; administration of a discount program for enabling participants to obtain discounts on hotel, restaurant, cinema, theater, sporting event, and other leisure activity services through use of a discount membership card; administration of a discount program for enabling participants to obtain discounts on travel services through use of a discount membership card; administration of a discount program for enabling participants to obtain discounts on retail outlet goods and services through use of a discount membership card; administration of a discount program for enabling participants to obtain discounts on the goods and services of others through use of a discount membership card; referrals in the field of financial advisors and insurance brokers

INSURANCE AGENCIES; INSURANCE BROKERAGE; INSURANCE ADMINISTRATION; INSURANCE UNDERWRITING IN THE FIELD OF CREDIT CARD LOSS AND THEFT; FRAUD REIMBURSEMENT SERVICES IN THE FIELD OF CREDIT CARD PURCHASES MADE WITH STOLEN CREDIT CARDS; INSURANCE AGENCIES FEATURING INSURANCE SERVICES RELATING TO THE FRAUDULENT OR UNAUTHORIZED USE OF CARDS USED IN FINANCIAL TRANSACTIONS; FINANCIAL ADVICE; FINANCIAL ADMINISTRATION OF RETIREMENT PLANS; MONETARY STRATEGY CONSULTATION AND RESEARCH; ACQUISITION AND TRANSFER OF MONETARY CLAIMS; FINANCIAL EXCHANGE; FINANCIAL INFORMATION PROCESSING; FINANCIAL FORECASTING; FINANCIAL DUE DILIGENCE; FINANCIAL CLEARING HOUSES; FINANCIAL ANALYSIS AND CONSULTATION; BANKING; DEBIT CARD SERVICES; STORED VALUE CARD SERVICES; PRE-PAID PURCHASE CARD SERVICES, NAMELY, PROCESSING ELECTRONIC PAYMENTS MADE THROUGH PREPAID CARDS; CASH MANAGEMENT, NAMELY, CASH DISBURSEMENT; BILL PAYMENT SERVICES; BILL PAYMENT SERVICES FOR GAS AND ELECTRIC POWER UTILITY CHARGES, TELEPHONE CHARGES AND PUBLIC UTILITY CHARGES; PROVIDING INFORMATION IN THE FIELD OF BILL PAYMENT SERVICES FOR GAS AND ELECTRIC POWER UTILITY CHARGES, TELEPHONE CHARGES, AND PUBLIC UTILITY CHARGES; PROVIDING DEBIT CARD AND STORED VALUE PREPAID CARD SERVICES; PAYMENT PROCESSING SERVICES, NAMELY, CREDIT CARD AND DEBIT CARD TRANSACTION PROCESSING SERVICES PROVIDED ON-LINE VIA A COMPUTER DATABASE, VIA TELECOMMUNICATIONS, AND AT POINT OF SALE; ELECTRONIC DEBIT TRANSACTIONS; AUTOMATED TELLER MACHINE SERVICES, NAMELY, PROCESSING OF FINANCIAL TRANSACTIONS MADE BY CARD HOLDERS VIA AUTOMATIC TELLER MACHINES; CASH REPLACEMENT RENDERED BY CREDIT CARD; INSURANCE UNDERWRITING IN THE FIELD OF LOSS OF INCOME; ELECTRONIC TRANSFER OF EMERGENCY FUNDS; ISSUANCE OF TRAVELERS' CHEQUES; INSURANCE UNDERWRITING IN THE FIELD OF TRAVEL, RELATING TO POLICIES THAT PROVIDE FOR REPLACEMENT TRAVEL TICKETS; AUTOMATED TELLER MACHINE SERVICES, NAMELY, THE PROVISION OF BALANCE DETAILS, ACCEPTANCE OF DEPOSITS AND PROVIDING FOR WITHDRAWALS OF MONEY TO CARD HOLDERS VIA AUTOMATIC TELLER MACHINES; FINANCIAL SERVICES, NAMELY, DEBT SETTLEMENT; INSURANCE UNDERWRITING IN THE FIELD OF TRAVEL; INSURANCE AGENCIES FEATURING INSURANCE SERVICES FOR PERSONS WHO GET INTO DIFFICULTIES WHILE TRAVELING, WHILE AWAY FROM HOME, WHILE AWAY FROM THEIR PERMANENT RESIDENCE; HEALTH INSURANCE UNDERWRITING IN THE FIELD OF POLICIES GUARANTEEING PAYMENT OF MEDICAL EXPENSES FOR TRAVELERS; CREDIT CARD VERIFICATION; PROVIDING INFORMATION ON ELECTRONIC CREDIT CARD TRANSACTIONS LISTED IN CREDIT CARD STATEMENTS; ELECTRONIC FUNDS TRANSFER AND CURRENCY EXCHANGE SERVICES; FOREIGN CURRENCY EXCHANGE SERVICES; MONETARY EXCHANGE; PROVIDING FINANCIAL INFORMATION VIA THE INTERNET AND OTHER COMPUTER NETWORKS; REMOTE BILL PAYMENT SERVICES; BANKING, BILL PAYMENT, ELECTRONIC DEBIT TRANSACTIONS, CASH MANAGEMENT, NAMELY, CASH DISBURSEMENT, AND ISSUING STORED VALUE CARDS WHICH ALLOW CONSUMERS TO ACCESS STORED VALUE DEPOSITS; PROVIDING ELECTRONIC FUNDS AND CURRENCY TRANSFER SERVICES; PROVIDING ELECTRONIC PROCESSING OF ELECTRONIC FUNDS TRANSFER, ACH, CREDIT CARD, DEBIT CARD, ELECTRONIC CHECK AND ELECTRONIC PAYMENTS; ELECTRONIC BILL PAYMENTS SERVICES; PROVISION OF ELECTRONIC DEBIT TRANSACTIONS BY MEANS OF RADIO FREQUENCY IDENTIFICATION DEVICES, NAMELY, TRANSPONDERS; PROVISION OF ELECTRONIC DEBIT TRANSACTIONS BY MEANS OF COMMUNICATION AND TELECOMMUNICATION DEVICES; CHECK VERIFICATION SERVICES; CREDIT CARD PAYMENT PROCESSING SERVICES FOR THE SUPPORT OF RETAIL SERVICES PROVIDED THROUGH MOBILE TELECOMMUNICATIONS MEANS AND WIRELESS DEVICES; CREDIT CARD PAYMENT PROCESSING, CREDIT CARD TRANSACTION PROCESSING, AND CREDIT CARD VERIFICATION SERVICES FOR THE SUPPORT OF RETAIL SERVICES PROVIDED ON-LINE, THROUGH NETWORKS AND OTHER ELECTRONIC MEANS, USING ELECTRONICALLY DIGITIZED INFORMATION; FINANCIAL EXCHANGE SERVICES, NAMELY, THE SECURE EXCHANGE OF ELECTRONIC FUNDS, OVER COMPUTER NETWORKS ACCESSIBLE BY MEANS OF SMARTCARDS; BILL PAYMENT SERVICES PROVIDED THROUGH A WEBSITE; ON-LINE BANKING; FINANCIAL SERVICES, NAMELY, FINANCIAL ADVICE AND CONSULTANCY, FINANCIAL ANALYSIS AND RESEARCH, MONEY LENDING, AND DEBT SETTLEMENT, PROVIDED OVER THE TELEPHONE AND BY MEANS OF A GLOBAL COMPUTER NETWORK OR THE INTERNET; FINANCIAL SERVICES, NAMELY, PROVIDING ON-LINE STORED VALUE ACCOUNTS IN AN ELECTRONIC ENVIRONMENT; PROVIDING FINANCIAL INFORMATION RELATING TO STOLEN CREDIT CARDS; FINANCIAL GUARANTEES, NAMELY, CREDIT GUARANTEES ON USE OF CREDIT CARDS BY THEIR HOLDERS; FINANCIAL GUARANTEES, NAMELY, MONETARY LIABILITY GUARANTEES ON USE OF CREDIT CARDS BY THEIR HOLDERS; PROVIDING CREDIT CONSULTATION AND INQUIRY SERVICES; ISSUE OF TOKENS OF VALUE FOR USE IN A MEMBERSHIP SCHEME OR PROGRAM; CREDIT CARD SERVICES, NAMELY, PROVIDING EXTENDED WARRANTIES ON CREDIT CARD PURCHASES; FISCAL VALUATIONS AND ASSESSMENTS IN THE FIELD OF PENSIONS; ADMINISTRATION OF EMPLOYEE PENSION PLANS; CHARITABLE FUND RAISING; FINANCIAL ANALYSIS AND CONSULTATION PROVIDED TO FINANCIAL INSTITUTIONS BY ELECTRONIC MEANS IN CONNECTION WITH CREDIT CARDS, DEBIT CARDS AND OTHER PAYMENT CARDS, MARKETING DATA, CARDHOLDER SPENDING, FRAUD, RISK MANAGEMENT, TERMINATED MERCHANTS AND REPORTING OF CHARGE BACKS ON CREDIT CARDS; RENTAL OF CREDIT CARD PAYMENT PROCESSING EQUIPMENT; LEASING OF CREDIT CARD PAYMENT PROCESSING EQUIPMENT; PROVIDING ELECTRONIC INFORMATION IN THE FIELD OF CREDIT CARD SERVICES, SPECIFICALLY RELATING TO THE CREDIT CARD APPLICATION PROCESS

Data encryption services, namely, encryption and decryption of data containing financial information; rental of magnetic credit card encoding equipment; rental of smart card readers for use with credit and debit card transactions

Providing user authentication of electronic funds transfer, credit and debit card and electronic check transactions via a global computer network; providing user authentication services in e-commerce transactions